Third Party Claims Specialists

Generally, you have three years from the date of the incident to institute legal proceedings. However, for Road Accident Fund claims, you must submit your claim within three years of the accident or of becoming aware of your injuries. It’s best to start the process as soon as possible to preserve evidence and avoid time-bar issues.

South Africa follows apportionment of liability. Even if you were partially at fault, you may still claim compensation reduced by your percentage of fault. For example, if you’re found 30% at fault, you can claim 70% of your damages. We assess liability carefully to ensure fair apportionment.

Not necessarily. Many third party claims are settled through negotiation without court proceedings. However, if the liable party or their insurer refuses to make a fair offer, litigation may be necessary. We always attempt to resolve matters efficiently but will proceed to court when it’s in your best interests.

Timeframes vary significantly depending on complexity, cooperation from the other party, medical treatment completion, and whether litigation is required. Simple claims can settle within months, whilst complex matters involving serious injuries may take 1-3 years. We keep you informed throughout the process.

For motor vehicle accidents causing bodily injury, you can claim from the Road Accident Fund regardless of whether the at-fault driver has insurance. For vehicle damage, options include claiming from your own insurance (if you have comprehensive cover) or pursuing the uninsured driver personally, though recovery can be challenging.

We offer various fee structures including contingency arrangements for qualifying claims, meaning you may not pay legal fees unless your claim is successful. During your initial consultation, we’ll discuss fee options and provide transparent cost information tailored to your specific matter.